LEGAL & REGULATIONS NOTICE

Owner and Publisher

CMB Monaco
A limited company governed by the laws of Monaco, with a share capital of EUR 111,110,000
registered in the MONACO Trade and Industry Register under number 76 S 1557
The registered office of which is at 17, Avenue des Spélugues
98000 Monaco, Principality of Monaco
Hereinafter, ‘CMB’

Host Company

MONACO TELECOM SAM
A limited company governed by the laws of Monaco, with a share capital of EUR 1,687,640 
registered in the MONACO Trade and Industry Register under number 97 S 03277
The registered office of which is at 25 Boulevard de Suisse
98000 Monaco, Principality of Monaco
Hereinafter, ‘Monaco Télécom’

Notice

The following definitions apply for the purposes of this notice:

• ‘Entity(ies)’: CMB and its subsidiaries.
• ‘Website’: the ‘www.cmb.mc’ website.
• ‘User’: any person who accesses or browses the Website and/or any person who owns a computer on which the Website is accessed and/or browsed, whether that person is a customer or not of CMB.

LEGAL NOTICE

WEBSITE AVAILABILITY

The Website is available 24 hours a day 7 days a week, except in the event of force majeure, the action(s) or omission(s) of a third party and/or maintenance and services required to ensure that the Website is in good working order. If the Website is down for maintenance reasons and to the extent possible, a warning that the Website will be unavailable may be posted on the homepage or issued by any other means. Neither CMB nor the Host Company will be liable under any circumstances and no compensation will be due in the event of any unavailability or disruption, regardless of the cause.

As there is no guarantee as to the confidentiality or integrity of information transmitted via the Internet, the User must take appropriate steps to protect their messages and data and/or tools.

CMB reserves the right to modify or to temporarily or permanently suspend access to all or part of this Site, at any time, without having to inform Users in advance. In such case, the Users hereby release CMB from all liability.

USE OF THE WEBSITE BY USERS

Users shall respect the integrity of the Site and shall not hinder or force the operation of the Site, modify, alter or delete any content accessible via the Site, or fraudulently input data into the Site.

CMB may collect personal data when Users access and browse this Site, in particular (i) data that Users provide by filling in the form available under the “Complaint” or “Contact” tabs on the Site, such as their first and last names, company name, email address, telephone number and the subject of the complaint and (ii) data that may be used to identify Users or to contact them in connection with their e-Banking access or browsing on the Site, or to provide follow-up to their requests/complaints.

All these data may undergo automated processing. They may be recorded in the information systems of CMB or of service providers and advisors that CMB appoints for management purposes. Personal data may be used by CMB to process Users’ requests and in order to respond to their requests.

INTERNET SECURITY

Your attention is drawn to the fact that the confidentiality and integrity of information are not guaranteed on the internet. Therefore, messages you send to us electronically are always subject to the potential risk of being intercepted and/or having their content and origin modified. It is therefore your responsibility to take all appropriate measures to secure the access to your personal IT equipment, messages, data and/or tools and to exercise the care necessary in this regard.

CMB declines all liability in this respect.

CMB will never ask you by email to provide it with your logins and other access codes for the e-Banking and/or m-Banking services, your bank card numbers, etc. We recommend that you take the utmost care in the event you receive such messages, to which you should never reply, and we request that you report them to us, if appropriate.

INTELLECTUAL PROPERTY RIGHTS

This Site is an indivisible whole. All elements it contains (information, data, text, audio, images, drawings, graphics, distinctive signs, logos, trademarks, etc.) are the sole property of the publisher, CMB.

All of these elements are subject to the provisions of the Monegasque intellectual property law and, therefore, are protected against any unauthorised use by the law and these terms and conditions of use.
The reproduction of these elements is authorised for information purposes only and/or to make copies or reproductions intended for strictly private and personal use.

Any other reproduction, display or distribution, in whole or in part, of the content of this Site, on any medium or using any process, is prohibited. Non-compliance with this prohibition constitutes infringement, for which the infringing party may incur civil and criminal liability.
In particular, it is strictly prohibited to use or reproduce the “CMB MONACO” or “CMB” name and/or its logo, alone or in combination with other elements, for any reason, in particular for advertising purposes, without the prior written agreement of CMB.

Similarly, downloading or any other form of copying the software or information on CMB’s Site does not confer any right over such software or information. It is strictly forbidden to reproduce them (in whole or in part), to transmit them (electronically or in any other manner) and to modify them. It is also prohibited to use the CMB Site for public or commercial purposes without the prior written consent of CMB.

The MONACO name is a registered trademark owned by MONACO BRANDS. The use of the MONACO name is authorised by MONACO BRANDS, under an official licence.

PRICES

Access to the Site is free of charge, excluding the fees of internet service providers and telephone communications, which are invoiced directly to Users by the operators. Access to the Site does not require any prior registration or subscription. CMB does not provide online services on the Site. However, access to CMB’s online services (if applicable) is possible from the Site.

The terms and conditions governing access, prices and the provision of online services are set out in an agreement signed by the User and CMB Monaco. For this purpose, Users are requested to contact CMB Monaco.

FONDS DE GARANTIE DES DEPOTS ET DE RESOLUTION

Le Fonds de Garantie des Dépôts et de Résolution (FGDR) is a financial crisis operator. An organisation entrusted with a mission of general interest, its mission is to protect and compensate customers in the event of the failure of their banking or financial institution.

Find out more about protecting your accounts in the event of your bank's failure: see the factsheet.